When is the submission deadline?

Submissions are due June 26, 2026. Questions must be submitted by June 22, 2026.

It was issued by City Of Destin. The work is located in Destin, Florida, United States.

Who is a good fit for this opportunity?

Licensed insurance agency or broker with government sector expertise. Proven experience managing full-service employee benefits, including health, dental, vision, life, and disability. Track record in assisting with open enrollment and employee communications for public entities. Ability to consult on and analyze benefits planning and market trends. Experience resolving billing and claims disputes.

Insurance Agent and Broker of Record Service (Due June 26, 2026)

Overview

Financial, Legal, HR & Staffing

Destin, Florida, United StatesPosted: June 17th, 2026Deadline: June 26th, 2026

Fit Score

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SUMMARY

RFP for an insurance agent and broker of record to manage and consult on a full range of employee benefits for a Destin, Florida government authority.

KEY REQUIREMENTS

Must be an insurance agent-broker licensed to do business in the State of Florida
Must be willing and able to place business with all of the City's existing providers
Must be HIPAA compliant and have trained employees
Must not have been convicted of a Public Entity Crime
Must provide a copy of State of Florida Insurance License
Must have experience with Patient Protection and Affordable Care Act (PPACA) and Health Care Reform
Must provide a sample of a proposed contract
Must provide three client references

CONTRACT DURATION

36 months

TIMELINE

Issue RFP: June 16th, 2026

Final Date for Receipt of Questions: June 22nd, 2026

Responses to Questions: June 24th, 2026

Proposals Due: June 26th, 2026

City Council Presentation and Selection: July 6th, 2026

QUESTION DEADLINE

June 22nd, 2026

CONTACTS

Primary procurement contact — name, title, email, and phone

Additional decision-makers and their departments

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Issuing Agency

City Of Destin

Organization overview and procurement intelligence available on paid plans.

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DESCRIPTION

A local government authority in Destin, Florida is seeking an insurance agent and broker of record service to provide comprehensive health insurance coverage, including health, dental, vision, life, and disability plans. The selected vendor will be responsible for assisting with the enrollment of new employees, retirees, and COBRA members, managing terminations and changes for existing employees, and organizing open enrollment periods—including voluntary benefits plan enrollment and employee education. The provider will also support benefit communications through employee meeting presentations.

Duties include reviewing all insurance policies, binders, certificates, and related documents to ensure accuracy and compliance, representing the authority in communications with underwriters, claims adjusters, and other relevant parties, and analyzing insurance needs to provide written recommendations in response to changes in market conditions. The agent-broker will serve as the broker of record for all employee benefit insurance lines, provide consulting on current or alternative benefit plans, and resolve billing and claims disputes. The contract will be for a period of three years. All vendor questions must be submitted by June 24, 2026.

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Frequently asked questions

When is the submission deadline?: Submissions are due June 26, 2026. Questions must be submitted by June 22, 2026.
Who issued this RFP?: It was issued by City Of Destin. The work is located in Destin, Florida, United States.
Who is a good fit for this opportunity?: Licensed insurance agency or broker with government sector expertise
Proven experience managing full-service employee benefits, including health, dental, vision, life, and disability
Track record in assisting with open enrollment and employee communications for public entities
Ability to consult on and analyze benefits planning and market trends
Experience resolving billing and claims disputes

Analysis generated by Settle AI from the source RFP.

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